F.P.A. stands for "Free from Particular Average".
W.P.A. stands for "With Particular Average".
I'll have the goods covered against Free from Particular Average.
I know that F.P.A insurance doesn't cover losses on consumer goods.
I don't think that the W.P.A insurance covers more risks than the F.P.A..
Free from Particular Average is good enough.
The goods are to be insured F.P.A.
What you've covered is Leakage.
Why don't you wish to cover Risk of Breakage?
W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.
Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?
Not every breakage is a particular average.
The coverage is W.P.A. plus Risk of Breakage.
Well, obviously you won't want All Risks cover.
An All Risks policy covers every sort of hazard, doesn't it?
We'd like? to cover the porcelain ware against All Risks.
Please insure the shipment for RMB5,000 against All Risks.
We've cover insurance on these goods for 10% above the invoice value against All Risks.
An F.P.A. policy only covers you against total loss in the case of minor perils.
The F.P.A. doesn't cover partial loss of the nature of particular average.
A W.P.A. or W.A. policy covers you against partial loss in all cases.
You'll cover SRCC risks, won't you?
As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account.
Words and Phrases
insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险
risk of breakage 破碎险
risk of clashing 碰损险
risk of rust 生锈险
risk of hook damage 钩损险
risk of contamination (tainting) 污染险
insurance against total loss only (TLO) 全损险
risk of deterioration 变质险
risk of packing breakage 包装破裂险
risk of inherent vice 内在缺陷险
risk of normal loss (natural loss)? 途耗或自然损耗险
risk of spontaneous combustion 自然险
risk of contingent import duty 进口关税险
insurance against war risk 战争险
Air Transportation Cargo War Risk 航空运输战争险
overland Transportation Insurance War Risk 陆上运输战争险
insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险
insurance against extraneous risks, insurance against additional risks 附加险
risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险
risk of fresh and/of rain water damage(wetting) 淡水雨淋险
risk of leakage 渗漏险
risk of shortage in weight/quantity 短量险
risk of sweating and/or heating 受潮受热险
risk of bad odour(change of flavour) 恶味险，变味险
risk of mould 发霉险
on deck risk 舱面险