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Personal Finance Education in the U.K.
Britain is launching a new scheme to improve the teaching of finance in schools. Personal finance is already part of the national curriculum in England and Wales while Scotland and Ireland are developing their own strategies. But according to the personal finance education group, the organization behind today’s move, teachers don’t always get the help they need.
Schools like Broadwater in Godalming in Surrey already use examples of dealing with money in lessons like maths. But unlike many other schools, it’s taking things a stage further. Its teacher devised a course where people set up their own business, part of that involved money management.
Nicky Wells (Broadwater School Teacher): They learned how to write checks, learned how to pay and fill in payment slips. They actually went and opened up their own bank accounts. They had to understand budgeting. We looked at a wish list. They had to think about what sort of career they’d like, what kind of lifestyle they would like and actually budgeting from that wage.
According to research carried out by BMRB, 81% of adults wanted their own children to learn personal finance at school, while 61% wished they’d been taught money matters in their own school days.
By 2005, it’s hoped that 128,000 school children will have had access to personal finance lessons, something that would go down well with parents. Learning about money is already part of the timetable for some of the pupils at this school. But where personal finance is taught, the problem for teachers can be getting hold of the right material. The moment students leave school, they have to face the prospect of dealing with complicated financial forms, as well as things like credit and budgeting.
Wendy Van Den Hende (Personal Finance Education Group): What we are trying to do is to make it easier for teachers. We want them to be able to put personal finance education examples into all different parts of their subject-areas, it could be citizenship, it could be the personal social health education. Some teachers might find it useful in their IT lessons, whereas other teachers might find it useful to explore the moral dimensions of the religious education.
If the project is a success, it’s hoped that all children will eventually be taught the basics of personal finance as well as the three Rs.
Sarah Pennells, BBC News.
curriculum: n. 课程
BMRB: British Market Research Bureau,英国市场研究局，是欧洲最大的市场调查和研究机构。
access: v. 接近
three Rs: 指Reading, Writing和Arithmetic。